FORMS AND FEES

Fee structure

Fees will be paid directly to all participating parties by Polinvest or its appointed agents from the realised profit of the sale of each particular policy or investment. The involved parties will be compensated as follows:

Referral fees

• Policyholder/Seller: The policyholder will receive the net profit as disclosed in the Valuation Certificate after deducting the fee for Polinvest's services provider or trader and the fee for the financial adviser or intermediary, should these parties by involved.

• Polinvest: Polinvest charges no fee to Policyholders/Sellers for facilitating this trading service of any policy or investment, purchased by our approved traders/buyers.

• Financial adviser or intermediary: The financial adviser or intermediary can negotiate a fee with his/her client. This fee will be deducted from the total profit after deducting Polinvest's services provider or trader fee from the total profit. The negotiated fee must be disclosed on the Valuation Certificate issued to the policyholder.

Additional fees

• Lost policy fees: This fee will be disclosed during the valuation and is charged to the policyholder's account (seller) and not the buyer's account.
• Postal fees: These fees are paid by the client or adviser who submitted the policy for trading.
• Loan and premium debts: Any outstanding loan or premium debts will be disclosed during the valuation and is charged to the policyholder's (seller) and not the buyer's account.

Forms

On acceptance of the offer, all the required trading documentation will be sent by Polinvest's services provider or trader to the policyholder or financial adviser to be completed and signed by the policyholder.

See the Referral Agreement (PDF) and
the Request for Valuation (PDF)